There are different kinds of bad credit catalogue: bad credit catalogue, bad credit loan catalogue, bad credit car lease, bad credit personal catalogue, bad credit student catalogue, bad credit business catalogue, etc. The only difference between these two kinds of catalogue is that the first category does not consider a persons credit score, while the second category does. This is because a person can have a bad credit score and can still qualify for an unsecured bad credit loan. Hence, a bad credit catalogue is like a loan that does not require any form of security, whereas bad credit loans require collateral. So, in other words, a bad credit loan is also a catalogue that does not require a credit check.
How to Get Hold of a Bad Credit Catalogue
There are many advantages of availing bad credit catalogue. Firstly, a person can have all the facilities of shopping on the catalogue without worrying about any bad credit rating. They do not even have to furbish any papers or jump through any hoops. Moreover, they are easily accessible, which means that the person can opt for it at the click of a mouse.
People who have CCJ in their credit file should always opt for bad credit catalogue. Bad credit file does not mean that they have poor credit score. They simply have CCJ on their file for some reason or the other. Hence, the bad credit catalogue helps the people to find out the reasons behind their CCJ. It is the best way to find out if one has been sanctioned for not meeting some conditions related to credit score or not.